I've never claimed on the travel insurance part thus far - but had the opposite experience when declaring pre-existing conditions. Many companies clearly didn't want to know when the big C was mentioned but Nationwide only wanted to know about the last year. Going forward we'll see.
When younger and still at home my son tested the phone insurance part - twice. Worked well.
He later tested the car breakdown after leaving the lights on when borrowing our old Octavia Christmas Eve a few years ago - they had him on his way within 30 minutes
A friend rather tested his Flexplus European breakdown in France a couple of years ago when his alternator failed on his TD5 defender - again all good.
Edited by Big John on 16/04/2021 at 21:52
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