Your rights here are under s.23, Consumer rights Act 2015 - the right to demand repair or replacement of the car because it is not of 'satisfactory quality'.
BUT note that your rights are entirely against the finance company, not the supplying dealer. You have no contract with the dealer - in law the finance company buys the car from the dealer and supplies it to you. They are thus entirely liable.
"23Right to repair or replacement
(1)This section applies if the consumer has the right to repair or replacement (see section 19(3) and (4)).
(2)If the consumer requires the trader to repair or replace the goods, the trader must—
(a)do so within a reasonable time and without significant inconvenience to the consumer, and
(b)bear any necessary costs incurred in doing so (including in particular the cost of any labour, materials or postage)."
The 'without significant inconvenience' requirement suggests that the finance company must arrange an alternative car without delay.
I would suggest that you contact the finance company asap by phone and email telling them that you wish to exercise your s.23 rights. Repair or replacement is your choice as long as it could be said that so far you have only agreed to diagnosis at the car dealer's request.
If it does come down to replacement the finance company could charge for the mileage done so far. It would seem reasonable that this should be at the same rate as for excess mileage under the PCP - less, of course, any neccessary adjustment for inconvenience caused by the delay in supplying an alternative car pro-tem.
I would suggest you stay focussed on dealing with the finance company. Let them arrange with the supplying dealer (or anyone else) what's needed to resolve this. You don't want to get involved in a three-way discussion when legally the finance company is entirely responsible.
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