If it works, don't mend it. This sturdy Zetec engine cambelt was designed back in the 90s to last the life of the car. Our family Focus 1.6 is 20yrs old this year;nearly 150,000 miles.
We changed the belt on our Mk1 Focus 1.8 at 100,000 miles as recommended by Ford, did the water pump and pulley's at the same time. Lucky really, the idler pulley had a wobbly bearing and probably did not have much life left, a failure could well have wrecked the engine.
Ford (or any manufacturer for that matter) have never said the belt was designed for the life of the car, if it was why would they all recommend changing them? Very few belts are changed by a main dealer, by the age we are talking about most are with their local garages (our was) and pattern parts are used (Conti in our case) so Ford made no money whatsoever.
So OP the choice is yours, are you feeling lucky? A belt failure (or pulley) will almost certainly wreck the engine and on a 10 year old car that will make it an uneconomic repair unless you and a mate can change the engine for a good used one (which will probably be due a belt change).
Belts showed no sign of wear when I last looked.
Our belt looked perfect but when bent to extremes once off it showed signs of micro cracking especially between the teeth. Have you had the belt off and checked?
I considered we were very lucky but who knows, it could have lasted years.
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