FP, You should have ignored it all, but now you've asked.

GB is very keen on elections, especially if there's someone or a party or movement worth voting for, so a positive vote, and it's not the way it has been for a long time now, a case of if you care about the future of the country and your family voting for the least worse or hopefully the least dangerous of a poor selection, a negative vote, worse still if people have voted purely for what bunce they were bribed with money taken forcibly from net taxpayers.

A recent referendum result has been completely ignored by the political class, this is fairly normal practice when a country inside the EU votes the wrong way, which rather begs the point why bother voting at all if it makes no difference...which is what they actually want of course, a disillusioned and therefore compliant electorate worn down to the point of despair by the antics, ''just do what you want'' would be music to their ears.

Sadly for them it's working the other way, with millions having woken from their slumber and realised the British political system is no longer fit for purpose and hasn't been for a good number of years, and subject to what happens at Halloween is the date the establishment party ghouls currently in charge(ish) either fulfills it's last manifesto promise (labour made the same promise to honour the result) or it will be replaced at the next GE by an entirely new party who will fulfill the wishes of the majority of UK citizens in the ref vote cast 3 years ago.

It's no longer left versus right, that is now a side show being fought by throwback boot boys in balaclavas, the battle is now about democracy and reinstating it in this country, where parliament is the voice and servant of the people and not the other way round, where the instructions of the people are carried out, without false promises being made with no intention whatsoever of fulfilling them in now discredited manifestos, everything has changed, the establishment parties cannot put this genie back in the bottle despite the msm and social media giants trying their best to censor wrong think.

You may find the next govt's first 100 or so potential MP's have been selected by TBP this very weekend, selected as TBP MEP's were from all walks of previous working life and from all sides of the political spectrum.

Don't worry too much about the right wing stuff (of course he's an ignorant working class yobbo and doesn't trust labour are the party of the working class any more, roughly most of my life that's been the case), i've been accused of far worse than that here by the usual suspects, water off a duck's back, or what was it now, cap's fitting and wearing :-)

Edited by gordonbennet on 30/06/2019 at 00:45

We changed banks about 12 years ago, early 50's then, the nice lady handling our account was surprised we had no debts or finance repayments (apart from the short term mortgage with them) and at the time no credit cards, since then we have one credit card purely for online use.

If its really so noticeable that 50 somethings are debt and finance free, what sort of lesson are the children of people saddled with debts going to learn.

I too learned at a younger age and had been schooled in no borrowing by my father, first mortgage at 20, however my first wife was a spoiled child who genuinely thought the Croydon money trees were real, took me a long time to get myself sorted ( money and headwise) when she found more promising pastures.

The only borrowing IMHO ordinary salaried people should have is for the roof over their heads, and to clear that asap, from the moment you make that last mortgage payment, they, employers and especially the state no longer have you over a barrel.

Schools teach food hygiene courses in my area to those less academically gifted (and to those who want to learn it as well). Why don't schools teach financial understanding too? Didn't Martin Lewis of MSE call for it?

"I was never much good at maths * giggle*" is an easy cop-out for some people.

Basic financial education is covered in some schools, but it's patchy: it should be included in PSE or PSHE but I suspect the problem is not enough teachers who have the skills themselves. Some of them may be up to their eyes in debt themselves.

An alternative would be for maths teaching and examining to enter the 21st century and cover basic personal financial planning as part of arithmetic. Algebra is something needed by specialists, not schoolchildren, and a lot of time, as you imply, Brompt, is wasted on teaching something that 99% of people will never need to know.

It seems that at the adult age of 21, but as merely a first year student (many have graduated at that age) she was persuaded that a £20,000+ motor car would be suitable for her needs. Or perhaps it was an extravagant 21st present gone sadly wrong? Anyway, a good example of the old adage ' a fool and his/her money are easily parted'.