If a car you are interested in is uninsured, and a private sale so no trade insurance and plates to drive under, i wouldn't be wasting my time going to look at it unless it was a known car or something bought at scrap value for parts, if it proves better than scrap once purchased all well and good.
This is something people who sell their cars privately need to sort out, suitable cover and VED that is so test drives are legal, and it's what we have done in the past, it is not the job of a potential private buyer to have this responsibility.
You'll find temporary insurance rates rather expensive, by the time you've done this a couple of times (let alone as said trying to insure a car you don't own for test drive purposes) you'll find any private sale savings will be quickly eaten up.
The trade plate equipped person is a good idea, but he won't come cheap, i'd want £200 for the day if asessing the car plus expenses and no doubt he will too, obviously payable whether the car is bought or not.
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