Simple maths might be the answer.

1. if its written off how much is the final settlement going to be.

2. if its repaired and sold immediately how much would it sell for.

work out which is best then try to influence the result if possible, either scenario the car is gone as desired.

for what its worth i wouldn't want a badly damaged vehicle back either.

Edited by gordonbennet on 03/09/2018 at 10:50

The cost of repair needs to include the costs of a hire car. With the costs for hire cars from claims mamangement companies being so high, there is an incentive to write off at an early opportunity, ending the liabilty for car hire costs.

Thank you for your post gordonbennet,

I'm glad you grasped the question being asked.

Some insurance companies are offering options in the event of a write off, money/similar car/ upgraded car.

I would like the option of a car that has not been dragged down the road by a dustbin lorry.

Prior to the accident the car had not been dragged down the road by a dustbin lorry and I am sure my mate, the owner, would like the insurance company to put him back in the same situation he was in before the accident.

I know this idea is way off what will happen and as many individuals have posted- the insurance company will do want it wants, but just think about it, how SHOULD you be compensated subsequent to a no fault accident?

Having a car back that has had serious accident damage repaired and the pleasure of increased premiums for 5 years is NOT the same situation as you were in before the accident.

Call me idealistic or deluded if you wish, sorry for contemplating how it should be rather than the status quo.

Edited by ian j roberts on 03/09/2018 at 17:57

I think this thread is going round in circles.

To put it simply there is no real way to influence whether the car will be written off or repaired. If the insurance chooses to repair the car then 'your mate' can't refuse to have the car back.

Excellent news, and thankyou for coming back with the result.