Is this a timing chain or belt engine ?
If timing chain, then you should be in a very good position for 'goodwill' from VW GB, as they have recognised a lot of problems due to quality issues.
If belt, then have you had it changed at all as part of your servicing ? It should have been done at 4 years old, and would have cost £250-350 on top of the usual servicing costs.
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