Accident Waiver and Release of Liability

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Thu 1 Oct 2015 12:36
Accident Waiver and Release of Liability - anthropophgus

Hi,

I had an at fault accident at the weekend and want to settle privately. I wanted to get something signed before handing over the money. Does any one have any experience or advice using Accident Waiver and Release of Liability forms?

There were two adults and a minor in their car. Luckly no one hurt. Would they both have to sign and also sign as parent of minor? And how to stipulate what is being paid for. Just want to make sure everything is covered for repairs and personal safety and worded correctly so not to be worried about any future claims.

Handing the money tomorrow (Friday 2nd Oct) and only just been made aware of these types of forms so apologies for the short notice. Just want to get it written up quick.

Thank you in advance for any help and advice.

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Thu 1 Oct 2015 12:58
Accident Waiver and Release of Liability - RobJP

Lets see. I'm involved in an accident, which the other party caused. A few days later the other party is thrusting a piece of paper under my nose insisting I sign it. A 'rush job', it seems. The piece of paper greatly restricts my rights in the future, absolving the other party of liability.

Firstly, I'd want to be able to read the forms. Then get my solicitor (paid for by the person wh caused the accident) to read them too, and check it all was legit.

In other words, I'd refuse to sign the forms. And I'd insist on using my insurance company, and the other party dealing with my insurance company. Because, while it might not BE 'dodgy', it certainly FEELS that way.

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Thu 1 Oct 2015 20:45
Accident Waiver and Release of Liability - Palcouk

Generally the forms are US forms not UK forms

Just ask them/the registered keeper to sign "in full settlment & final settlement"

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Sat 3 Oct 2015 12:59
Accident Waiver and Release of Liability - TedCrilly

I with Rob, if someone hit and me and offered to pay `cash` my response would be......."fine by me, but it will be my own insurance company you will be be paying"

This is what you pay them for isnt it?......to handle issues like this and to act on your behalf and in your best interest?

But in saying that maybe the person who was hit has something to hide and wants to keep it all under the counter also.

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Sat 3 Oct 2015 19:45
Accident Waiver and Release of Liability - Palcouk

For that to happen you have to put in a claim to your insurance company, and if a none injury accident the third party (who admits liability) can decline to inform his insurer

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Sun 4 Oct 2015 01:01
Accident Waiver and Release of Liability - FP

I'm pretty certain all accidents/collisions/damage have to be reported to your insurance company, whether a claim is made or not.

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Sun 4 Oct 2015 11:25
Accident Waiver and Release of Liability - Bromptonaut

I'm pretty certain all accidents/collisions/damage have to be reported to your insurance company, whether a claim is made or not.

Absolutely right.

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Mon 5 Oct 2015 10:25
Accident Waiver and Release of Liability - concrete

No mention of the amount of money involved. If it is below or around the policy excess then it seems to make sense to settle privately. If I could choose the repairer myself and was satisfied that the repairs could be completed to a high standard I think I would be alright with a private arrangement. Like I said, it all depends on the amount involved.

Cheers Concrete

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Mon 5 Oct 2015 10:32
Accident Waiver and Release of Liability - Andrew-T

I'm pretty certain all accidents/collisions/damage have to be reported to your insurance company, whether a claim is made or not.

There has to be a cutoff point. If I scrape my gatepost when driving home, I can choose to ignore the damage or ask my local bodyshop to repair. I would never consider telling my insurers - there's no point as I would not claim, to avoid affecting my premium or NCD.

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