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Hello hopefully someone here can help, as I'm on the verge of being car-less, jobless, very depressed and stressed.
I've had my license for around 12 years, cover 25,000 miles a year and never had an accident until I was involved in a non-fault accident which lead to a fatality at the scene.
What happened;
I had stopped, and a motorbike had stopped behind me, the car behind us failed to stop (from 40mph in a 40mph zone) pushing the motorbike into the back of me. The motorcyclist suffered fatal injuries and died on the road. The driver of the car, had confessed to me at the roadside and in his original statement to the Police at the roadside he had been reaching for a drink causing him not to notice us stopped resulting in the collision.
As a result of this the police have taken the vehicles involved as evidence until after the trial.
Problem;
Third Party has admitted liability, and I've had a hire car for 28 days. Niether third party or my insurance company or my soilitors will pay anymore for a hire car due to the duration that my car is with the police is undetermined. Have said it could be either months or upto a year upon which they will release it after the trial.
I now, through no fault of my own, face having no car for up to a year. I am fully comprehensive (SDP and Business Use) yet do not have courtesy car cover, the accident also occurred on my journey home from work, it is my own car not a company car.
I can't afford to pay for hire or purchase one that is fit for the task, my current car is on finance/lease, which I still need to pay. I face losing both my two jobs as I can't get to either of them without a car. Feel as though I am being prosecuted due to someone else and there poor driving.
All I want is a car so I can do my jobs. Is there anything I can do, both my insurance company and soilitors have said the samething, so looks like I'm going down stream fast without a paddle.
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