my issue is even with a cheap as chips car & presuming it stays reliable, I'd be spending minimum of £280 on insurance, £200ish on tax, £50 on MOT so that's about £50/month on running costs. Is the station cmmute that bad for the car or is that somewhat exagerated?
Under 1549cc VED for pre 1.03.'01 registered is £79.75 for 6 months or £145 for 12.
I was suggesting you bought a long MOT'd car for less than £400, tax it 6 months and flog it on again in the spring.
Should cost you only the insurance, 6 months tax, and whatever falls off it in the meantime, however having an old banger you don't have to worry about is quite addictive, you might find it becomes a semi permanent feature...nights out with parking worries, supermarket shopping, tip runs, slabs to collect, wardrobe strapped to roof etc.
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