I've bought a small car that my daughter will use for practice and will use when she passes her test. I'm the registered keeper, and it's currently sitting on my drive.
I need to decide how to insure it. I think I can put myself down as the main driver with my daughter as named driver because I'll use the car more: she's at Uni, and will leave the car at home during term time. It's a small car, so I'll probably use it for most of my local driving.
The question is will the insurance company see this as fronting if she has an accident, and would my explanation carry any weight? There doesn't seem to be much in the way of definitions, or what evidence is required in the event of a claim. I want to keep the costs down, but also want to avoid any problems.
Does anyone have any tips, or any examples of how insurance companies react to a claim in these circumstances?
|