Fradulent insurance claim?

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Fri 20 Jun 2014 17:40
Fradulent insurance claim? - ianthebadger

my son recently nudged the rear of another car which braked sharply to avoid another motorist. The damage to the other car was very slight scuff to the bumper and the driver seemed unconcerned.

Hey ho guess what? the car(1999 BMW) apparently needs a new bumper, new exhaust etc etc.

We believe this claim to be fradulent what should I do?

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Fri 20 Jun 2014 18:57
Fradulent insurance claim? - RobJP

One person's "nudge" is another person's "crunch". Unless your son took photographs of the damage, then it's his word versus the other person's. And as your son was responsible for the accident, the other person's viewpoint is far more likely to be taken notice of.

Having said that, it's an at-fault claim. Really, it makes little difference if it's for £500 or £5,000, when it comes to the clobbering at renewal time

Edited by RobJP on 20/06/2014 at 18:57

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Fri 20 Jun 2014 20:17
Fradulent insurance claim? - RT

Inform your insurers about the apparent discrepancy in work necessary - then leave it up to them whether they'll investigate fraud

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Fri 20 Jun 2014 20:55
Fradulent insurance claim? - daveyjp
The Other party is obviously not very bright. The claim value may right off their car and they will have to declare the accident for the next 4-5 years and despite being non fault to them it can affect premium levels.
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Fri 20 Jun 2014 22:01
Fradulent insurance claim? - SlidingPillar

Perhaps, and perhaps not. Insurance companies differ in how they treat no fault claims where the excess was recovered.

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Fri 20 Jun 2014 22:21
Fradulent insurance claim? - gordonbennet

Wot no driver and 4 passengers whiplash, no brand new 5 series on credit hire @ £500 a week, no compo for lost work or business?

Quick, settle before cliamsRus get on the case.

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Tue 24 Jun 2014 18:04
Fradulent insurance claim? - slkfanboy

Same kind of thing happen to me. A minor bump and the other party claimed all kinds of damage rather than the small hole in the bumper . The other car was parked outside my sister inlaws house on a very icy day, so you can guess what happened.

Had they not taken this p*** i would not have pointed out the the lady was past 30 weeks pregnant ( i guessed that). This was in it's self not an hard and fast rule, but as it turned out the doctor had tolder her not to drive due to complications. So it backfired on her.

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