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Thanks to one and all for your comments. I had a really good laugh too. I must say the move did cost more than I first envisaged. We sold a 5 bedroom house in top order, fully planted gardens front and back and a double garage. That only bought us a very modest 3 bedroom terrace but with lots of garden, although in a very nice rural village setting, and I had to contribute quite a bit. We had to go for 3 bedrooms because one of our 'boomerangs' came back to live and move down with us. Can't really blame her, there is more career opportunity here and a couple of years she will be established again. Then who knows; we may get our little cottage after all.
We moved to Kent mainly to be closer to family, who are producing children and we want to be part of them growing up. When we did the sums, apart from the house move, it is surprising what you can manage on. Some private pension, some state pension and a fairly modest lifestyle and things are good. I have no qualms about retiring. I started work straight from school at 15 years and 4 months and worked until past 65. So I reckon 50 years of never being unemployed and of course willingly contributing to whatever crackpot party was in government at the time, gives me a get out of jail card. I would advise anyone under 50, it is never too late to save a bit in pension. The tax incentive is great and it does grow surprisingly well. Whatever it is it all helps later on to provide an income. I worked in construction, the last 12 years as a regional manager. The money was never fantastic but with the right skills and the right company there is always work, it is slow and steady and no one hands it to you on a plate, but you get there in the end. I must admit I did become a bit of a self taught advisor to myself when I started saving and realised you needed to watch the situation carefully, luckily this has paid off by not making too many mistakes. But it's all out there on the internet for all to access.
Anyway, enough, glad to be back and looking forward to some interesting times ahead.
Best to all. Concrete.
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