Any second hand car is a risk. As long as the price reflects this risk you should be in a position to cover any unexpected bills.
A clutch can go on any car, on a Fiesta its a cheap enough job.
My dad was a driving instructor and only had Fiesta diesels over 25 years. They were serviced 3-5 times a year and he never had a problem with clutch or gearbox due to driver abuse (one clutch failed early on due to a slave cylinder failing, the car was almost new).
I bought one off him after 2 years and 70,000 miles. I took it to 90,000 and I saw the car a few years later with about 130,000 on the clock. My sister bought the one he had before retiring, this had done 100,000 and she took that to 130,000 with just one injector needing replacing.
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