"Today I received a 'phone call regarding an incident that occured a couple of years ago."
Was it really about an incident you actually had - or did the caller make some vague reference to an accident in the past, hoping you would respond? Two years ago, and no-one has done anything in the meantime?
"It appears a sum of money had been earmarked for any injury claim by me, by the other driver's insurance company." Earmarked - is that even likely?
Scam, for sure. At some point they will want your bank details or something. I'd run a mile.
As for reporting it, there is www.insurancefraudbureau.org/report/ No idea if they will do anything, though.
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