thank you. His cetificate says that he can drive any motorbike with owner's permission.

I just found it strange. First the policement claimed my husband had no insurance what so ever, then he called someone and came up with the story that as he has insuarnce to drive any bike apart from mine, as I am his wife.... He was about to give us FPN but i asked to call insurance and re confirm. We called insurance to clarify this, and they confirmed that my hasband can ride whichever bike he wants.

if this new found law, that my bike is now my husband's bike, and he must register it with his insurance in order to ride it, how is he suppose to do it, as I am the registered owner of the bike? I felt that we have been missled by policemen , and it felt his goal was to issue the ticket no matter what...

So my advice to everyone, before excepting any FPN call your insuarnce and see where you stand. in our case, policemen was wrong

I have just renewed my car policy - as a policy holder I can drive any car (DOC) (with owner's permission) as long as I do not own the car or the car belongs to my wife - cover is 3rd party only.

I thought this cover only applied IF the car was insured by the owner, that is, you are not covered to drive an otherwise uninsured car?

Thank you for advice. I guess if it goes this way, soon we will need to carry driving lisences, ownership of the car vehicle registration documents, MOT and insurance documents....

I looked into DOV a couple of years back and several of the insurances companies I spoke to confirmed DOV did not apply to other vehicles own by a partner/spouse and kept at the same address.

Further, some pointed out that the other vehicle has to have insurance in it's own right.

I can understand why as it stops a person from having a weekend fun car/kit car in his spouses name and him driving it at the weekends under his DOV cover.

I suggest to the OP that you both add your spouse to your policies. Regards Peter