A recent observation from a collegue who works in insurance, was older cars generally are dearer to insure than modern cars even if you only want 3rd party insurance.
Theres a lots of reasons for this approach from insurance companies
from older cars generally being less safe, thus more chance of an injury to the vehicle occupant
to a general rule that older cars are more risky as the maintenance tends to suffer as their value hits a certain level.
A case in point.
Her 30 year old daughter,living in a major city with 0 (no) no claims.
ford fiesta 51 plate - £1,420
dacia sandero brand new mid spec - £710
and it is not unique to the sandero, she had slightly more expensive quotes from a corsa, up, fabia, etc all brand new.
And yet, the fiesta is worth £500 the sandero costs £6,600.
I fully understand the logic that an old car worth £500 insured 3rd party should pose less of a risk to an insurer, but thats not how they see it.
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