Thinking about this the car is 10 years old and having read about rust issues with Mazdas on here could be an MOT fail away from the sc*** yard. Replacing the timing chain could be costly, its going to be far more involved than a cam belt.
So in 1 years time would you be willing to write of £6000 and start again.
To put this into perspective my first car when I was aged 17 in 1974 cost me £80 and came with loads of free rust. But that £80 was about 4 weeks take home pay so having to sc*** it after a year was not a worry. It actually made the year out and I sold it for about £80, only costs were an exhaust (£5 - self fit) and a clutch (£20 - mates rates).
These used cars prices are totally stupid but there are bargains to be found and I cannot see how this could be one.
Rust issues with Mazdas are really confined to cars before the 3rd gen Mazda3 and particularly those gen-1 cars before the mid-life improvements of the 1st gen car. Even then, most (as is on mine) is confined to the wheel arches, and my local main dealer commented as to how low the amount of rust on the underside of my car when serviced / MOTed.
What the OP appears to be describing is minimal corrosion underneath, which is likely common to all cars of that age, and not really an issue.
I would be somewhat concerned if the engine noise issue is inspected and determined to be more than just that 'cold startup' noise (as described in the video), plus the cracked dash might indicate previous owners weren't so careful.
I agree that I personally wouldn't buy a car with a timing chain (like this) that didn't have a documented full service history with the right oil on schedule, and from a main dealer during its warranty period. I would also check the MOT history for issues that might indicate a poor ownership attitude, such as using the MOT to pick up obvious / major failure (and thus dangerous) issues such as bald tyres, etc, or servicing not being done on schedule, 'missed' MOTs, and such.
It would be interesting to see when the last MOT was and if any items were picked up / attended to by either the previous owner or dealer. If I were thinking of buying such a car and the last MOT was more than 6 months ago, especially if it appeared the last owner had only owned it for a short period of time, I'd at the very least want the seller to put it through an MOT and get it independently checked for issues.
It may turn out that the car is fine. My local Ford dealer was selling a slightly newer one (2016/17 SE-L auto) about 18 months ago for about £8.5k. Autos are in demand at the moment, at that car only had done around half the miles, so the price is reasonable if its ok.
I would be also wary of cars that have had lots of owners, say more than (on average) 1 every 3-4 years, and especially if the last owner had for less than 1 unless it could be proven that there was a reasonable explanation, e.g. poor health made them stop driving.
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