Hi - hope the forum can help with this. Will take a while to explain, so my apologies...
I received a NIP last month for speeding at the end of November 2024. The offence was: "Exceed 30 mph speed limit in contravention of a Local Traffic Order - manned equipment". I was doing 35mph in a 30mph, so no complaints and will take it on the chin as a fixed penalty with a £100 fine and 3 points.
The Offence Code is 'RR84213'. I hadn't heard of this, but did some research online and it appears to be a CJS (Criminal Justice System?) code, whose equivalent DVLA code is SP30, which most people will be familiar with. But I can't be certain. I did wonder whether it's not an SP30 because it was marked camera van, rather than a fixed camera?
My motor insurance is due for renewal by EOD 4th Jan this year, so rang them today to let them know about the fixed penalty, and they did not recognise the offence code. The lady I spoke to told me I need to get clarification from the police or the DVLA as to what DVLA code it is, as they don't use any other codes. I must admit I was rather surprised at this - I can't be the first person contacting their insurer about a RR84213 code? And I am not sure why I need to do this digging for them. I would have thought all insurers would have this info.
The insurance lady asked me to check my driving licence info online to see if the conviction had been added, so I did (and I generated a code so she could check for herself) - it hasn't been added yet so, as far as my insurer is concerned, my licence is clean (it looks like they treat the DVLA system as the 'system of record', which is fair enough). I was told that I could renew on the basis that my licence is clean, i.e. accept the renewal premium (as no other changes), but when the conviction finally does appear, the premium would likely change (increase) and, because this would be treated as a change to the policy, I would need to pay an admin fee for the privilege! If declared at renewal time, there would be no fee.
So, my questions are:
1. Is my understanding of the RR84213 being the same as the DVLA's SP30 correct? If so, could somebody point me to where this is documented officially?
2. Why would my insurer (indeed, all insurers) not know this and make me clarify it? Seems bizarre to me.
3. I understand that if I make changes to my policy after I've taken it out, I need to pay a fee (no complaints there). What I am struggling with is, having declared my fixed penalty to my insurer now before I come to renew, because (at the moment) they don't seem to know what offence code it is and because it doesn't appear on my driving licence profile yet, I will need to renew on the basis my licence is clean and pay an admin fee to change it very soon. This doesn't seem fair to me. Or am I overreacting?
Edited by Antony on 02/01/2025 at 20:00
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