<< You don't save money by missing services. It costs you big money when something breaks. The cheapest way to run a car is to service by the manufacturer's recommendations ... >>
As makers' service intervals these days are probably longer than they should be (partly because fleet buyers don't want to spend on servicing) that is probably true. But that does not necessarily mean that every annual MoT visit should be accompanied by a 'service'. Filters or coolant don't need changing that often, for example. If you are a typical owner doing 6-10K miles a year you can have jobs done accordingly, maintaining the car and saving a bit as well. If you drive a diesel for short trips, different again.
You shouldn't raise comments like this, it may provoke John-F to respond .... :-)
Or me. The cheapest way to run a car is to do the servicing yourself, (unless you screw something expensive up, obviously, but "servicing" hardly requires much mechanical skill)
Re the inspection, its not clear above whether the OP actually had this done, but I've seen it suggested that putting the vehicle in for an MOT might be a substitute for this.
The MOT doesn't of course check everything, but it checks most of the stuff likely to give you grief.
I've tried this once or twice but could never get a seller to agree to it
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