Maybe when the keeper sells the car for cash to Mr Smith of 12 Acacia Avenue and sends the completed section of the V5C off to DVLA, he doesn't know (or care), it's a false name and address. Seller has done what he's supposed to do and there's no requirement for proof of identity of the buyer.

It is estimated there are 1m uninsured cars in the UK - about 1 in 30.

Each year about 100k are prosecuted for no insurance - about 1 in 10 of those who don't have insurance. A number of these almost certainly arise where drivers are stopped for other offences - speeding, accidents etc.

That so many abuse the law arises due to:

(a( the improbability of prosecution,

(b) to avoid the high cost of compliance,

(c) if caught the low average fine of ~£300 is less than the cost of insurance,

(d) without an address parking and speeding fines are easily avoided

There are clearly some in society who are unconcerned about being caught - and given prison overcrowding almost zero chance of a custodial sentence (which may deter)

Were the police motivated they could set up APNR cameras and pullover any without insurance. Similarly cars with no keeper. Cars to be confiscated to cover the much higher fines that should be applied.

Edited by Terry W on 13/07/2024 at 23:30

No tax is DVLA, it's easy to inform them. Sounds like they could have a field day. A couple of cars down the road from me had stickers on their windscreens and were then towed away.

No insurance is a police matter - if they can be bothered.

No MOT doesn't seem to bother anyone. The penalty's just a fine.

Edited by bathtub tom on 14/07/2024 at 09:14