I suspect the reason may be quite simple - they are starting to get a more accurate idea of the costs of writing off EVs ? After all, premiums are based on actuarial statistics - or should be !

I’m with LV too John and get discount through Boundless membership but their renewal charges have gone through the roof. Likewise their offshoot Flow which is underwritten by LV but is available on line with minimum contact .

This year they have even overtaken NFU in the annual Which survey so they obviously have a very good product and customer service but I’d like to know where to find the customers in their advert that pay less than£200 a year.

My quandary is finding a reasonable insurance to cover two cars valued under £4000 each so suspect will be written off even when they are involved in even a minor shunt. However one is a E320 CDI. Which has a high catagory. I’d like to cover the windscreen as it costs £600 to replace so it’s got to be Comprehensive.

Have dumped LV for both house and car insurance in last 3 months - house went from over £500 (which I already thought dear) to over £900 and the car insurance (a combined policy) went from £500 to £780. House now insured for under £500 and both cars for under £500 (and I should be getting £90 cash back).

We used to be insured by LV for both car & house. Car went up by a huge amount and got a really good deal elsewhere.

Time came to re-insure house & contents with them which went up by 70% (!) and interestingly, before the renewal came through, got a generic message stating how everything had gone up and how they were great & doing the best for customers in difficult times etc etc etc.

When renewal arrived & I rang, the pre-recorded bit before you get finally get through, suggested renewal prices were not negotiable, which indeed turned out to be the case.

Needless to say......

The way round that is either to use a computer at the library for the first quotes or to boot off a live USB stick.

Be easier just to use Ingognito mode/Private mode in your browser

I already take the first £600 excess - in 60 years driving I have never claimed on my policy except when a 3rd party hit me. My fault small sc***es on low walls etc were cheaper than excess.

Last month my car was vandalised - £800 to sort it out - dented tailgate was the main damage. I paid out for the repair. £400 labour, £270 parts/paint and VAT on top.

I am at the age when insurers do not want older drivers so I am gambling - If I had claimed I would get £200 back but I think they would jack up the renewal by more due to a claim.