I've been looking for a replacement for my 80yo Dad's new 20 plate Fiesta 1L T (125PS) titanium X, because he hates it (too 'new techy') after just a year after parting company (px) with his near base spec 08 plate Fiesta 1.25 (82PS and slow).
Even though my dad's needs are different to some degree than the OP's, some of the criteria do coincide, such as ride quality, especially over poor surfaces, where his current car's low profile (45) 17in tyres are not really suitable.
I agree with BBD over looking at the low and mid-spec cars of the Fiesta/Polo size to get cars shod with tyres with a sidewall profile percentage of 55-65 and preferably an actual height of between 112 - 127mm (depending on the size/weight of the car).
My 'elderly' (now 18yo) Mazda3 currently is on 195/65 (126.75mm high sidewall) R15 tyres and it helped improve the ride quality over the ok 205/55 R16s originally fitted - more to offset the ageing suspension parts and lengthen their life as the higher sidewall tyre takes more of the strain in that regard, but should last longer themselves and are cheaper to replace.
I also agree as regards the auto design for the OP as they are going for a second hand car, and whilst most of the dual clutch design issues contributing to early failures have been sorted to a large degree, second hand cars may still get enough usage in the urban setting before being sold to mean buying one is still far more of a risk reliability-wise than a decent torque converter or CVT.
The ride on the latest Fiesta is fine if you avoid the lower profile tyre versions, and if I recall, they did stop fitting the infamously unreliable 'Powershift' dual clutch auto box for a 'standard' torque converter from around the end of 2017. Only available with the 100PS version of the 1L T engine - hopefully its own design issues have now either been rectified or (warranty) repairs undertaken.
The 2015+ Mazda2 is fine for the drive, albeit not quick, as it's only auto in 90PS form with its 1.5 non-turbo engine, which is 12 sec for the 0-60 dash rather than 9.7 for the manual version. As BBD says (same issues on ride quality for the Mazda3), look at the mid-spec SE-L, which has a decent amount of kit for the money, and avoid the Sport models on lower profile tyres.
If the OP can afford a Mazda3 and it's not too big for the country lanes/tracks, then the decent profile tyres on the previous (3rd) gen car's SE-L (Nav) models combined with the more powerful 2L engine (by no means swift, but fine in auto form and about 1.5 sec quicker to 60 than the Mazda2's auto) would suit.
A late model version 3rd gen (updated spec from late 2016 to 2019, better sat nav [Apple CP/Android auto from 2018]) with reasonable/lower mileage would be better than a high mileage (possibly abused) early 4th gen (from 2019) car. Not sure if the more powerful Skyactiv-X in an (early) gen4 would be in their price bracket, unless its a high-miler and/or been abused/suspect service history.
Prices of cars have softened somewhat in the last 6 months, but I'd be careful buying from some indie/smaller scale outfits (rather than main dealers or nationally recognised car supermarkets with a reasonable reputation to uphold). One local one (only in my region) looks to have lots of 'bargains', but reading the reviews, they look like a bunch of Arthur Daleys to me.
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