Credit card, Debit card or cheque

CC or Debit could have charge back BUT there are time limits on how long you take to tell the bank/CC company

£26K is a lot of money - you need a solicitor pronto

The fact the garage has a lot of cars for sale means very little - dealers can finance stock by loans - the bank/lender has a charge on the cars.

£1m stock might have them paying £000s every month to fill their showroom/website.

Large chains in the UK can sell £Billions of cars in a year and their company worth might be a stock market valuation of a couple of hundred million. Premises rented, stock on credit from leasing company, new car stock for sale owned by the manufacturer - they pay for the car only when they have sold the car.

It's a hot air balloon of borrowing - it could go bang at any time even chains that are household names!

Edited by Falkirk Bairn on 18/05/2022 at 19:01

Peoples have mentioned SC ct, be aware i started proceedings 18 months ago (not motor related) claim of £1,400 hearings have been off by the courts (Not the defendant) I now have a date in October!

Did you pay part by credit card? If you paid a minimum of £100 even just as the deposit, you may have an equal claim against the card company under the "section 75" rules. If you have proof of return and reciept from the dealer then worth considering this route.