The body shop had taken the photos to send to the insurer. Also their was Dash cam footage of the accident, What happened was, My wife was driving home from work at midnight and she spotted a cow on the road , She swerved to miss the cow and the cow clipped the side mirror dragging it down the side of the car which left a deep scratch on the passengers front door and a big dent in the rear , On the invoice , It states new rear back door at a cost of around £400
The farmer admitted fault and the accident went down has no fault of the wife.
Honestly She only had a second warning, The road was dark and to swerve the way she did , She was lucky to not to hit the cow head on, I am not sure if i would have missed it.
I am not sure if to complain to the body shop first or go direct to the insurer. End of the day , The farmers insurance is paying and then i need to try and claim my access back from the farmers insurance since i didn't have legal cover and i have to recover the money myself
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