The 1.8 Zetec engine in these is pretty reliable.
The OP says its a Mk2 therefore it will not have the Zetec engine. The Mazda based chain cam engine was used in the Mk2 1.8 and 2 litre cars.
We had a Mk1 1.8 and a Mk2 1.8. Had the Mk1 from 1998 to 2008 and the Mk2 from 2008 to 2019.
The Mk1 had the cam belt replaced (cheap enough at about £250 fitted- inc. pulleys and tensioner and its stupid not to when a breakage would probably wreck the engine) and a serpentine belt when the original showed signs of cracking (£30 fitted).
The Mk2 had no issues whatsoever. No cam belt to worry about and the serpentine belt still looked fine at nearly 12 years old.
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