No you are not being paranoid, personally, I wouldn't unless very cheap!. Not sure how or if the Ford DCT compares with the VAG DSG box, in which the smaller cars get a less robust `dry clutch` version, whereas more powerful petrol and diesel models get the stronger (though still not infallible) `wet clutch` version.
If your relative has owned it since new, and if you know he drives sensibly, and assuming it has had the proper service schedule, it might be worth a punt.
But even then..............!
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