I've had few diesels and touch wood no dpf issues, in fact no one I know with a diesel has had dpf trouble. My old V70 is approaching 150k and so far so good. I don't do anything special, only give the old girl a decent motorway trip every week or so. Buying any car is a bit of a gamble, if everything works you stand a chance.
But the engine in your Volvo is known for its reliability, the 4cyl diesel in the Beemer the OP speaks of isn't. So even taking the potential for DPF issues out of the equation, it still wouldn't be a wise buy.
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