On my way to the beach this weekend I turned on to a nice straight road with good visibilty and no oncoming traffic.
There was a 1-series BMW ahead of me and ahead of him was a large Volvo saloon. I had been following the BMW for a few miles and was keen to overtake as soon as it was safe.
As the road ahead was straight and clear and there were no signs indicating junctions off the road I checked my mirror, indicated and gave it the beans to get past both cars. I quickly cleared the BMW and seeing that the road was still clear stayed out to pass the Volvo.
The Volvo had been travelling quite slowly and as I got closer to his rear three-quarter he stuck on his indicator and pulled across to go down a side turning which emerged on the right-hand side - right in to the path of my Saab.
I jumped on the brakes and swung the wheel right although there was only the turn-off to the right to go into to avoid a crash. With much screeching of tyres and swearing I managed to get my car into the turn off, missing the Volvo and the bank.
The turn off wasn't marked in advance from the the road and as the verge was at its verdant summer peak was difficult to spot. The driver of the Volvo was obviously having trouble finding it and completely neglected to check his mirrors before committing late to his manouever.
My question is, if I hadn't managed to avoid a collision how would blame be apportioned ?
I don't really see how I could have anticipated the Volvo turning across my path and he should have checked his mirrors before turning.
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