Re disc brake wear- I have just replaced the discs on my Volvo V70, after twelve years and 140,000 miles!!!!!! They dont make cars like they used to, at least VW dont.
The very best of brake design, drum inside disk manual parking brake so the rear normal brake calipers are simple sliding affairs operating on discs that are not part of the parking brake, a system shared by lots of makers (including better Japanese and German cars) from the era, an expensive design to make but proves itself over long periods.
The problem with the V60/70 of that era was the parking brake friction material could part company with metal of the shoes themselves, leading in worse case scenarios to a locked rear wheel, not all did this obviously, at some 90k (i think) miles we stripped out my sons 2007 S60 brakes and found the rear shoes delaminated in places, an easy inexpensive DIY fix so long as caught before total disintegration.
I would suggest you are a competent driver, -elscint, to get such high trouble free miles.
A lot of the issues with modern cars now is parking brakes that operate of the same calipers using the same rear pads as the footbrake (don't get me started on pointless EPB's), and the way so many cars are now driven, where it's the interference of the on board stability programs braking individual wheels that keep the car on the tarmac and out of the scenery!
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