Hope someone can offer some advice to at least calm me down. Around three weeks ago I was got out of bed around 11pm to allow a police officer to look at my car. 2 weeks earlier a Volvo had reversed into another car while the owner was away from it and a shop keeper had MISTAKENLY given my registration. The police were satisfied it was nothing to do with me, my car isn't a Volvo. They have subsequently looked at CCTV, found the driver who has admitted it and I was told to forget it. This week my insurance email me to say my insurance is about to be voided because I didn't report an accident to them. It also included the fact the man ho owns the bumped car has lodged a personal injury claim against me. Making note he wasn't near his car at the time it was bumped!
My insurance tell me they are duty bound to treat me like this. The police won't help because they did their part.
My issue is, these are strangers dragging me into this, I need my car I drive for my work, how much trouble, ringing form filling, explaining and hassle is reasonable? I have been stressed out over this for weeks.
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