Thank-you both for the replies.

Good to know it wont affect my NCD or increase the next years premium.

Not sure there's a one size fits all answer as to whether NCD/premium are affected by a windscreen claim. Maybe, just maybe, it's determined by terms of your individual policy. These may vary.

OTOH it cost just over Euro500 for screen on our Berlingo last year. Stone chip acquired on outskirts of Evreux expanded into massive crack after operating washer on hot screen a week later in the Jura. Cost at local Citroen dealer offering Pare Brise sans Rendevouz. Alternative was a difficult drive to Carglass in Annecy.

£100 excess was clear. Whether NCD or gross premium, both being rebuilt after 100% fault accident in 2015 was anotheer question.

It really needs replacing. With the stresses of normal driving cracks normally get bigger especially if you hit a pothole and on modern cars the screen is an integral part of the cars structure.

If you are fully comp you will only have to pay the glass excess so why delay and risk an MOT failure next time. You never know but the glass company may well be able to repair it and then its normally only a tenner to pay. But since the OP has tried a DIY repair that may well be a non starter.

Thanks for the replies.

To answer some points made,

I looked on my insurance document and there is only a £60 windscreen excess if an approved repairer is used.

"Bonus protection: Protected- (allows 2 claims in 3 years)."

It does not have an electrically heated windscreen.

I do not think it is repariable as I had a go with a resin kit and it did not fill the cracks in at all and has probably blocked any opening the repairer would need.

Not sure why my attempt did not work because there was a smaller chip that I repaired successfully previously.

Edited by bluenun on 12/06/2018 at 16:48

A windscreen will NOT affect your NCD, and does NOT need to be informed at renewal or if changing companies as a claim.

That may previously have been the case, but beware. Many companies now ask about claims including windscreens. I know that I was. With rain sensors, active cruise control and AEB a windscreen replacement can now be a lot more expensive than it used to.

I understand that they are now recorded on CUE.

Its been like that for years. When we changed insurers a few years ago they knew about a repair we had done which at the time was free. If you have access to your policy details on-line it will show any such "claims". When the wife was rear ended last August we notified the insurance but since the 3rd party paid for the repairs direct there was no claim. Details are still noted on the policy.