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In my limited mileage policies it says that if you expect to go over the figure to contact them. If as you appear to suggest you have done 4500 since October you are still under 6000 miles. If you had stopped using the car today at the end of 12 months you would not be over 6000 even though you had been covering miles at a higher rate duting the first few months
Take one of my cars as an example. Its on the road for 6 or 7 months a year and does about 2000 miles. Its insurred for 3000 miles. If I used it for 12 months I would exceed the policy limit but this does not affect my cover since the insurers are only interested in how many miles you have done during the period of the policy.
So please make it clear to us, have you already exceeded the 6000 miles you told them. If you have you will still have insurance but I am pretty sure there is a clause in mine that says thet any cover will be reduced by the excess miles.
Its very important to tell insurers of any changes before they happen but if you have not exceeded 6000 miles there is no change.
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