A damp filter could indeed be a contributory factor in the OP's case, if it hasn't been changed out on schedule. The water causing the moisture has to come in somehow, and stay within the ventilation system, likely at a low point where it can pool. A small gap in some ductwork may be the entry point. Several possible causes as I and others have said earlier, and may be a pain to find, though perhaps not so much to fix if all it requires is changing a filter, cleaning intakes or sealing up a hole of two in air ducts.
As well as the windows misting up, excess moisture in that system can also cause/exaccerbate significant bacteria build up, which will not be good for the respiratory health of any person in the car.
When the fault or faults causing the original problem are discovered, I would strongly recommend the ventilation system be disinfected/deodourised, at least by 'burning off' any residual bateria on the inside of the air ducts by running the system on maximum heat and full fan speed for 10-15 minutes once warmed up.
Often such procedures (including best practice in using the A/C system to keep it in good condition) are given in the car's manual.
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