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Car Finance and NiP's - Quagmire
If a car is on finance and the person paying the finance receives the VC5 documents and log book etc and has their details on it, would the registered keeper or finance company receive the NiP first?
Car Finance and NiP's - RobJP

Registered keeper.

In a case such as this, the finance wouldn't even be known about by the Police / CPS.

Car Finance and NiP's - Quagmire
So As long as my name is on the V5C the 14 day rule applies to me, with a financed car?
Car Finance and NiP's - ExA35Owner
So As long as my name is on the V5C the 14 day rule applies to me, with a financed car?

Almost certainly. But do check most carefully if you are trying this apparent loophole. Be sure that the letter is the first one and not a reminder. Also be aware that it's not the date you receive the letter, it's calculated from the date it was posted.

Detailed advice on pepipoo.