Some years ago I took a Rover 825D on holiday in France and needed (well, as far as I know, it's difficult to argue these things) a new alternator. Breakdown covered recovery to garage. It should have covered cost of couriering new part if not available and hire car, so I got some of the cost back later when these things weren't provided.
My Euro breakdown insurance now covers cars up to 15 years old (costs abot £70 pa uk and Europe).
Recently had a new waterpump. The impellers, etc., were fine but the splines on the driveshaft were worn smooth (prob original, so 12 years old, 157k miles).
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