Where there is a clear non-fault accident why do I have to pay the excess for my insurance?

Where there is a clear non-fault accident why do I have to pay the excess for my insurance and then wait up to six months to reclaim it? It’s quite a sizeable excess £600. This feels grossly unfair? When...

A car rolled back into me but is saying it is my fault - what can I do?

A car rolled back into me at a T junction. The driver is claiming I was too close and blaming me for the minor incident. The other car was turning right on a slight hill when the car just rolled back into...

Why is my insurance going up after an accident that wasn't my fault?

I was hit on Sunday by a third party and as a direct result my car will be a total loss. The third party has admitted she is wholly liable and it is recorded as a non fault accident on my insurance policy...

Our car was backed into while parked - how do we ensure our no claims bonus isn't affected?

My wife’s car was backed into while parked.The other driver has owned up and reported it to their insurers. How do I avoid charges and the loss of our no claims bonus?