Why does the fitment of non-standard parts count as a 'modification' for Churchill insurance?

A couple of months ago, I sought your advice concerning Churchill Insurance's insistence that my MR2's replacement stainless-steel exhaust was a "modification" and therefore merited a premium increase...

Insurance for 19 year old - is this fronting?

I am 19 years old and have held my license for a year, and I got a quote of £1300 to insure a 1.8tdci Ford Focus (mk1). My mother filled out the details and added me as an additional driver, but declared...

Inform insurer of minor damage?

I live in a semi-detached house with adjacent intregal garages and a shared, open double drive. I had a minor scrape with my neighbour's car which was badly parked on the drive. Question: would the...

Why is LV insurance so much cheaper?

How about this for a cheeky insurance renewal rate? I have been insuring with a leading insurance company for many years. I received a renewal notice for £594.45 for my Mercedes. A quick call to LV resulted...

How can I tax my car if my insurance is expiring tomorrow?

The insurance renewal on our car coincides with the road tax, which surely can't be unique. Although the DVLA website encourages early renewal and the online checker confirms that the car is insured, it...

How should I respond to an insurance claim scam?

I have heard from my insurers that CAA Claimsline claim that my car was involved in an incident: “You have hit their client's vehicle” and “do you accept fault?”. No such incident or accident occurred,...

You can actually transfer a registration from a written-off vehicle.

There are a couple of errors in your reply about transferring a reg from a crashed car. Firstly, you wrote, "You cannot transfer a plate from a write-off". It is possible to transfer a plate off a write-off....

If I have to make an insurance claim, does the policy continue after the claim is finished?

A few weeks ago, I read in your column something that confused, and worried me, as I had just changed my car insurance supplier. I always understood that you were in favour of shopping around for the cheapest...

Disclosing insurance incidents

About 6 months ago I opened the passenger door of my son's car and it tapped the van parked next to it. It only made a tiny dink but the man said he'd have to talk to his company to see if they were going...

I fully recommend speed awareness courses.

I was recently caught on camera doing 38mph in a 30mph limit area. The police authority offered me a speed awareness course at £90 with zero points or a £60 fine with three points on my licence. I chose...