Insuring 2 cars and 1 driver. What are my options?

Two cars, a Volvo S80 V8 and BMW 125i Coupe. Volvo insured my name, husband full no claims. BMW insured wife's name, full no claims. Wife failing eyesight does not wish to drive any more. What do we...

Insurance scam?

Three weeks ago I met up with a friend for a round of golf at a very exclusive golf club in Surrey. I parked in their non-members car park without incident and even played a reasonable round of golf. I...

Why is Gap Insurance so expensive?

I have just purchased an Audi A4 Allroad and was pressurised into considering Gap Insurance. Thanks to your warnings, I declined. The exact same product, for which the dealer wanted £550, was just £139...

Disagreeing with the insurer's valuation

In dispute with insurance company over written off car valuation. They quote Glass's CAP and Parkers valuations as recognised industry standards and recognised by the Financial Ombudsman Service. There...

Can I claim on my insurance for chipped glass without it affecting my protected NCD?

The windscreen of my Alfa 159 has cracked and needs replacing. I'm covered on my insurance (LV) and just pay the excess. Does this affect my protected NCD? I claimed for a minor accident 9 years ago (had...

Why do new insurance customers get good discounts when loyal customers don't?

I have been insured with Aviva for a number of years and both my wife and I have six years' protected NCD. Despite having no claims in recent years, the renewal premium has risen to £574 which is an increase...

Insurance declined because of address differences

I recently aquired insurance through Motorcycle direct. I was asked to send my driving licence in for validation. On doing so the insurance company are now refusing to insure the bike as the address on...

Adding a European to my insurance

I have been insured with IAM Surety for the last few years, but I would like to add my girlfirend to my insurance policy, which is up for renewal, to be able to drive my car. She is from the Netherlands...

What's the insurance law?

My son's car was parked in an official parking bay and was run into by a drink driver. His insurance company have accepted responsibility but "beyond economical repair" has been mentioned. It is my understanding...

Insurance scams

Last week my partner was involved in a minor parking incident. From a standstill she drove no more than 3 feet into the side of a 1st generation Vauxhall Vectra. The two male occupants quickly ushered...