What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Is it worth spending more to get a manufacturer approved-used car?

My Hyundai i20 was written off recently. My insurer has offered me £3695 to find a replacement. I found one on the AA used car website from for that price, but it's not AA-approved. Can I buy it with confidence? It comes with 12 months MoT, three months warranty and free breakdown cover. a Hyundai-approved car is £4150, so I would have to put my own money in. I don't want to, but is it wiser to do that? Both dealers are far away from me so if something went wrong I couldn't easily take it back. Can I hold out for more money from insurer? They say they've done their research and I can get a car for £3695.

Asked on 12 March 2018 by fab1

Answered by Honest John
You found a car for £3695. An insurance settlement does not buy you a car with a dealer warranty because that would be 'betterment'. You'll probably have less argument buying from the Hyundai dealer, so might be worth the extra £450. A dealer is automatically liable for any major fault that could have pre-existed the sale of the car for six months from the sale of the car.
Similar questions
I am looking to buy a Renault Captur 17 plate. However it is a Category N. So it's been written off by an insurance company. However the damage, which has been fixed, is minor and probably only a few hundred...
I have recently had my 2015 BMW 1 Series deemed a total loss and have had an offer made to me by the insurance company which I think is far below what it should be due to the spec on it. Do I just accept...
My 2018 Volvo V60 has been written off by the insurers as Cat S. After a lot of negotiation, the engineer agreed to add £340 to the what he says is the market value of the car to account for the fact that...
Related models
Easy to drive and refined. Very well built. Five-year warranty as standard. Neat and tidy styling. Decent room in the back seat. Good economy from entry-level 1.2-litre.
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer