Difficult to tailor the recommendation perfectly, perhaps, as we don't know whether you're a basic or higher rate taxpayer. Or whether your company gives you free fuel for private mileage, which would increase the tax burden. But we would recommend a number of medium SUV choices, including diesel versions of the new SEAT Ateca and Peugeot 3008.

The SEAT is related to the Volkswagen Tiguan, but has a far more competitive price giving it slightly lower tax liability. The 3008 is the most impressive Peugeot for years, and if you don't need four-wheel drive, this well-equipped SUV should do the job. 1.6-litre diesels should perform well enough, but if you can afford £4000 a year in BIK tax, the more powerful and higher specification 2.0-litre diesels should also be comfortably within your budget.

If you really want to save on BIK tax, you could choose the Mitsubishi Outlander PHEV. The top-spec Outlander would have lower BIK tax than diesel rivals, but also bear in mind that BIK tax for plug-in cars will increase more rapidly than petrol or diesel rivals over the next few years. Your annual bill will increase at a steeper rate than for a petrol or diesel car, although will remain lower than them. Also, you would only get the fuel economy benefit of the PHEV if you cover relatively short journeys and ensure the battery is charged frequently as it only has a realistic EV range of around 20 miles or so.