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Minor damage - repair or leave it?

Yesterday I discovered some minor damage to the rear door of my Mazda 3 (purchased three months ago). I don't know how or when it happened. It's quite a shallow dent but it looks like the paint has cracked.

I wouldn't normally be too worried (just very annoyed!) but it's the first time I've had a brand new car. Also, it was purchased using a PCP deal so has to be handed back in three years time in decent condition. Can I claim on my insurance or should I leave it?

Asked on 18 February 2016 by Ron1973

Answered by Honest John
Yes, get it don ASAP and investigate getting it done by a minor damage repairer: www.honestjohn.co.uk/faq/consumer-rights/

If you claim on your insurance it will bump up the premium and the cost might be less than your excess so you have to pay anyway. I can't tell you if you'll have a problem when you return the car at the end of the PCP.
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