What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Insurer won't write off car after heavy crash - what are my options?
My 2013 Ford Focus was hit by another driver at 40mph. The accident wasn't my fault and damage is severe, with the insurer saying the car will cost at least £6000 to fix. I bought the car just eight months ago and really don't want it back with that amount of repaired damage, but the insurer won’t write off the car. What can I do?
Asked on 27 October 2013 by st6phen
Answered by
Honest John
There is a scale of 'Diminution in Value' due to crash damage, which you need to assert to the insurer. No dealer who identifies the repair will want to take this car in part-exchange except at a considerably lower value than its trade book value.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
My parked car was crashed into by a drink driver at night, I was at home sleeping. The police arrested him for drink driving and criminal damage and arranged the recovery. My insurance (Tesco) is third...
I have been unfortunate enough to be involved in an accident. My Ferrari has an agreed value over £200,000 and repairs are circa £90,000 - however I don't want it repairing. I will not have confidence...
We purchased a small car, for our son's first car, from a small garage for £1500. The next day it seemed to be misfiring, so I phoned the guy. He seemed very helpful and said to return it for a refund....
Related models
.jpg?width=115&height=75&rmode=crop)
Refined and upmarket feel to the cabin. Comfortable and quiet on the move. More efficient petrol and diesel engines. Better ride quality. Excellent £750 Driver Assist Pack.
Elsewhere on 
.jpg)
