I bought a 2005 Vauxhall Corsa with 11000 milles from a car supermarket at full price back in early 2008 in ignorance of its previous history. Four weeks ago I was waiting at some traffic lights only to be crashed into the back of. I claimed through my insurance who told me the car was not economically worth repairing and offered me £1875 for it.

I thought they were just offering me a low amount to save some money (this site values the car around £3000) but they said the car had been previously written off back in Oct 2007 and as a result the car is not worth as much. As I was unaware of the car previously being written-off and as a result paid full insurance premium for it, should I now have to accept this low figure?

Is financial ombudsman right in saying that "if the policyholder innocently bought (and insured) the vehicle in complete ignorance of its history, and the repairs were not obviously noticeable, he/she is likely to have paid full price (and a full insurance premium) for it. So we are likely to decide that it would be unfair for the insurer to pay less than the full market value." is this correct? and what sources would you recommend to prove the market value of my car?