My car was parked in car park at work. A colleague came in and admitted she'd reversed into my car. On first inspection when she was there I didnt see damage. She had managed to bump my car up onto the kerb behind.

When I later inspected car I found a crack on the bumper and headlight had moved. I phoned her and told her this we discussed in might be cheaper to go to a garage rather than claiming on insurance.

I took it to a garage and they advised crack could be glued and painted and the clips holding headlight had broken as its a whole unite whole headlight needing replaced so would need replaced. Quote came to about £300.

I gave her a copy of the quote and she said she'd discuss it with her husband and let me know how she wanted to proceed.

A few days later she asked to see the damage. She started back tracking saying that she did not hit the car at the corner that she couldnt have made the damage to my car and so wouldnt pay for the repair. She gave me her insurance details and said she would tell them she reversed straight back not near the corner and a garage had advised her this would not be where the damage was so if I try to make a claim her insurance would not pay up.

Unfortunately there are no witnesses or cctv and as I wasnt there I only have her word of the events.

Is she right if I try to claim her insurance wont pay out because she says the damage is not where her car hit? or is the fact she admitted hitting my car enough?

I dont really want to end up claiming for it to come back not her fault (even though it must be) and paying excess and affecting my no claims.