If a courtesy car is offered as part of a policy, this isn’t something you can usually remove to get a discount on your price. This is because it’s a standard offering with the policy. However, today, there are multiple levels of cover you can get which offer different options when it comes to extras, such as courtesy cars. Many insurers now offer what is known as an essentials policy, which offers you the basics of a comprehensive policy but without add-ons. If you don’t need a full policy with all the benefits then try searching for an essential policy when quoting, as these should be a little cheaper too.