I gave my car to a local garage to have substantial repairs done. The repairs were largely completed and the owner of the garage was giving it a last test drive in person after running the car on a ramp. I am advised that the car started smoking, caught fire and is a write off. I have not seen the car in person. The owner of the garage is insured but his preferred route is to pay me out personally. My insurers won't advise the cars value unless I go through their claims process.

The car is a 63 plate (registered February 2014) Ford Mondeo Estate, Titanium X with Business Pack. Unusually, this car had a 1.6 turbo petrol engine and not a diesel. The engine was also replaced under warranty by Ford so had less miles than the car.

The mileage of the car is 138k, the new engine had only done 102k miles. The car had a full Ford Main Dealer service history.

The car had a new catalytic converter and stainless steel exhaust fitted that I we had agreed a cost estimate of £1500 (I have not paid anything for the repairs).

May I ask what you think the car is worth?