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Will my car insurance policy cover me to driver my son's sports car?
My son is moving back to London from Scotland. During the move my son is borrowing our huge estate car to transport his stuff, leaving us with his snazzy sports car for a few days. I am under the impression that our insurances give us cover to drive someone else's car with the owner's permission - am I correct?
Asked on 14 August 2021 by Matthew Hudson
Answered by
Dan Powell
Some comprehensive car insurance policies will allow you to drive another person's car with their permission. Ultimately, you'll need to check your car insurance documents to see if your policy has a clause that will allow you to do this - if it isn't listed then you may not be covered.
It is also important to note that you may only have third party fire and theft cover for your son's car. If the car is expensive then it may make more sense for you to be added as a named driver on your son's policy.
It is also important to note that you may only have third party fire and theft cover for your son's car. If the car is expensive then it may make more sense for you to be added as a named driver on your son's policy.
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