First of all, consider approaching a car buying service or other dealers about your Evoque. Dealers are struggling to find good stock, so you might find someone willing to pay a premium. They'll settle the finance and give you any leftover funds, which you're then free to put towards your next vehicle.

Now isn't a bad time to buy a car on PCP, but it depends a lot on your personal circumstances and how many miles you expect to cover post-lockdown. Are you likely to work from home more, or will your mileage increase dramatically after lockdown? Is your job safe enough to commit to a PCP? If you're confident that your job is safe and you expect your mileage to increase when things return to normal, a PCP is probably the way forward. Otherwise, consider a used car.