Ths thread was started a year ago so the OP may not reply! Has anyone else got experience of this scheme?
|
And you thought the priority for the NHS was making sick people better. Nope it's actually getting shiny new metal onto the road. Hurrah for higher taxes..tax and spend, tax and spend. Don't forget to protest about those 'eeeevilll toreee' cuts to the gravy train.
|
Hello again
Does anyone have any idea of costs for a lease car through the NHS.
Really need a car for work for buiseness milage and hardly any private milage.
Thanks in advance
Tony
|
Mrs RickyBoy has just taken delivery of a bog-standard 11-plate Fiesta Zetec 1.2 plus metallic paint.
Total cost is just over £100pcm over a 3-year term. We're in Buckinghamshire. It came on a trailer from Chester! Previous Clio came from Cardiff. One before that supplied locally.
FleetCare handle the NHS deals in this region. You select what you fancy (inc. any additional options) and they get back to you with the monthly quotations broken down into cost of vehicle and cost of tax.
She costed the Fiesta, a Mazda 2, Hyundai 120 and a similar Clio. Certain brands were more expensive for the vehicle but less for the tax, etc. There was no significant difference in the figures for those brands mentioned save 10-15 quid or so. I believe the Hyundai was the most expensive to lease which surprised me.
She selected the Fiesta as a change from her past two Clios. She could have requested quotes for an Alfa Mito or an Audi A1 (my suggestions) but as she's not too bothered about motors and image these days she didn't! However, the Fiesta looks quite acceptable in Silver Whatever Metallic with alloys, a/c and Bluetooth nonsense.
Oh, and Ethan Hunt... she works as a Domiciliary Physio which means she's out and about on home visits each and every day where I'm afraid a bus or a bike just won't cut it!
Best ...
|
Forgot to mention ...
You HAVE to specify quite accurately the number of Business and Private miles you expect to register per annum. For example, if you exceed the private allowance considerably then I believe adjustment penalties/additional costs could be applied?
Don't believe she's ever been caught out by this herself but I'm sure it'll be somewhere in the (your) small print!
|
Thankyou very much RickyBoy great info. I understand that the private miles are my costs. What does Mrs RickyBoy think of the Fiesta and do you think its worth having. My self (because man brain) I was thinking of a Mito or A1, jst because of the co2 and engine sizes.
But on the other hand looking at Fiat 500 and the Swift and the tiny little IGO as this will be for work only and dont care what I drive to work .
|
Anyone else had any cost experience of the NHS lease car.
As I now have to cover the cost of using my own car for doing NHS work .
|
Hi I work for Humber N.H.S Foundation Trust in Kingston Upon Hull, and our Trust as just started working in partnership with N.H.S Fleet Solutions. Its Salary Sacrafice but was hoping if you could tell me if these Lease cars are a good deal/scheme. Just hoping for some feedback on this company and if these schemes are all they made out to be.
|
My trust are using this scheme and the staff are very efficient in processing your orders but not so good in keeping you updated once the order has gone out to the dealer or the manufacturer.
Is it a good deal... well that depends on your circumstances.... I`m getting an alfa Guillietta 2.0JTD 170 and im happy with my payments others in my area are going for Audis which seem to be coming in cheap ish... a mini diesel convertable came in at £270 for one member of staff.
I`m not sure what the delays are mine has just been put back until mid to late august and that was quoted on 3rd april and ordered on 21st april.....
oh and ring back in 4 weeks is the mantra........
|
Hi
Do you work in a hospital or district??? my trust is offering this leasing scheme unsure to whether i will qualify or not
|
|
I joined NHS England in April, and was made aware of the salary sacrifice scheme in order to get a new car on lease. I have obtained the quote and proceeded to the contract stage, before I sign I just wondered if anyone could advice whether I would incur additional tax charges I.e. on top of the £260 net( after tax,pension and Ni saving and plus the tax liability charge) I would be paying for the car?
I don't want to find myself in the situation where I am being charged additional tax as I have been told my tax code will change.
|
|
|
|
And you thought the priority for the NHS was making sick people better. Nope it's actually getting shiny new metal onto the road. Hurrah for higher taxes..tax and spend, tax and spend. Don't forget to protest about those 'eeeevilll toreee' cuts to the gravy train.
I work for the NHS, and I have recently lost the post I was in and been assigned to one where I have to transport vulnerable adult patients around 5000 miles a year. My 12 year old Corsa that overheats in traffic is not a safe option and I cannot afford a decent car, so the salary sacrafice scheme is what I will have to do. I am on no gravy train, I work hard and just about scrape by. My priority is and will always be to the people I serve. Surely you would want to know that your loved ones (should they need care) were transported in a safe and reliable car?
|
You may not be taking the proverbial though I wonder why you are transporting patients rather than a dedicated ambulance. But some people are definitely ripping the taxpayer off.
http://www.publicservice.co.uk/news_story.asp?id=15109
NHS Dumfries and Galloway currently leases 321 cars – including top of the range models such as the Mercedes CLC 200 Coupe Sport, BMW 1 Series CPE Sport and Audi A3 Sportback TDI SE.
The lease cars cost the NHS authority a total of £784,124 a year.
So no waiting lists and shortage of cash up there?
I personally know of one senior chap who was briefly in charge of the LAS some years ago and his troughing was pretty blatently obvious.
However if you have a genuine need for basic transport then fine. Basic transport it is. I believe you'll find basic four door transport kicks in at about nine grand Hyundai i10. Though you may be able to find cheaper. Enjoy.
|
The link you provide also explains it would cost more for them to pay for business mileage allowance, if they were not on the leasing sceme.
It also explains that they only offer a basic car and the employee pays the difference if they want a better car.
My other half is on the leasing sceme and has a Mazda 6 Estate, she would have been funded upto a bottom of the range 1.4 petrol Astra as she is an essential car user with over 3500 business miles. But she decided to get a Mazda 6 estate as we have dogs and children to think about too.
But as I say she pays the extra, she has to pay over £300 a month to have the car, where as some of her work mates with the likes of a Mini Cooper only pay £40 a month.
She used to get 40p a mile or something plus £50 a month for using her own car as she is an essential car user. Now she gets 7p per mile and no essential car user allowance.
She is a mental health social worker who often has to go to different hospitals for visits and visit people in the community. Aswell as taking people to do certain stuff like helping them with their banking requirements ect.
I dont see how this is something you can say is a waste of tax payers money to be honest, I also hate to see tax payers money goto waste like it often does but dont feel this is the case with the NHS leasing scheme to be honest.
|
|
The lease schemes save the Trusts money over paying out the much higher and fixed HMRC mileage rates, therefore those who take lease cars are actually costing the Trust less. Plus they pay an additional tax monthly on the car so actually contributing MORE to the country... No different to getting a private lease and claiming full mileage except less money has to come from Trust coffers as they get huge discounts on the car list price. All extras and private miles come from user's contribution.
I think articles are painting it as some lavish company car scheme... it really is not. There are plenty of private sector jobs out there with generous rewards such as this, the NHS is not one, and only staff who need a car for their job are eligible. And just to make sure you are not too worried about it apparently the whole NHS is getting a mileage review (read reduction) in 2013 which will mean workers will be getting less again towards their mileage or lease cars. Not really as great as some articles would like to paint.
You want to poke at a waste of public money, how about the use of PFI to build hospitals? Or paying a private company to run a car park that charges patients? Or even spending billions scrapping Primary Care Trusts... Or the top of them all, paying private providers to run services where public money is being used to make a profit, no it really is not about efficiency because you can get that with incentives... it's about profit.
As for transporting patients in an ambulance, I think that's a little narrow minded, there thousands of community jobs where an ambulance would be totally inappropriate, just one example would be taking someone recovering from mental illness shopping... I'm pretty sure taking them out in an ambulance wouldn't be a great way of helping them recover and fight stigma... might get more shopping in it than an i10 but which would you like to be meeting your worker in if you were recovering from psychosis? Nuff said.
Rant over. Merry xmas all of you.
Edited by misterc on 22/12/2011 at 23:35
|
|
|
|
In My trust the salary sacrifice scheme is putting people into new cars but we pay for the leasing coststhrough a reduction in salary. The trusts gain from having a reduced Employers NI liability and reduced employers pension contributions ... So I get a shiny new metal thing for three years and save the NHS some money..... ... I`m not sure where the gravy train stops but I can say as a staff nurse I`ve never been a passenger.
|
As an accountant I understand the maths involved, and recognise there is the potential for such a scheme to be financially benefical for all concerned. (apart from HMRC of cource).
Where I think problems lie is reading about people buying Audi and Alfa and other premium brands of motors with what is in effect state funds.
The scheme needs to be manufacturer brand, model and specficiation specific, eg Ford, Vauxhall, Nissan, Toyota, ... and the list to include only fuel efficient models that are made in the UK. (and not Range Rover or Jags).
This will mean UK taxpayer funds are supporting UK manufacturing and UK employment.
(Perhaps to pander to EU rules include non premium EU brands eg Fiat or Skoda if necessary)
|
Good thinking, except you run the risk that all the restriction of choice will do is mean that people lease privately and claim full HMRC mileage... Plus if you are going to do that you would need to roll this out across the UK to all car schemes public and private to really influence the motor industry, also most importantly if you don't you get the question "why should tax payers (via mileage/company cars) pay for private sector personnel to have whatever car they want", it's all public money.
Also I admit the following is just my opinion.
... when the cars made in the UK can match the best of German engineering then fine, but they cannot currently and in a place where MPG & CO2 is everything, you are going to go for the best you can get within the fiscal restrictions of tax/duty. A 0-60 time of sub 8 secs when you need it but 69.8mpg the rest of the time (I get 74 on M-Ways) makes all other eco cars look a bit pants sorry.
The public sector is their to serve the needs of the whole of the public, It isn't really for the public sector to dictate/influence private sector manufacturing - supply and demand does this and ultimately this is down to the quality of the goods. Between the employers (who do not really pay that much to most of their workers despite common public perceptions) and HMRC they ensure that workers do pick efficient low CO2 cars or tax penalties and personal contributions become too much for the average worker to afford. If any of your said UK "based" manufacturers can produce a car better than the Germans I think people will happily choose them but until that day your hard earned contributions will be going towards the best for your money. Either that or attract the best manufacturers to the UK but we do not have the workforce coming out of university for that I heard on the news the other day... I'm sure restricting access to fee loans for graduates (despite this being fairer?) will ensure that no graduate ever retrains in engineering, and a lack of jobs combined with £9k/yr fees will ensure only a modest number of engineers continue to be produced through university... but I digress... tis the season to be jolly!
Merry xmas all
|
The public sector is their to serve the needs of the whole of the public, It isn't really for the public sector to dictate/influence private sector manufacturing - supply and demand does this and ultimately this is down to the quality of the goods.
Since it's taxpayers' money that funds the public sector, it's very proper that the element spent on public sector motoring is used for the benefit of the UK economy.
|
I think my argument above (typos and all) outlined clear problems with forcing car choice on people that only benefits UK manufacturing. All cars sourced come from UK dealers, are serviced by UK garages, are taxed with UK tax discs and pay UK BIK tax and use UK fuel paying UK duty. Pretty much all the money spent has some benefit for UK economy.
The fact that you discount things such as MPG in favour of UK manufactured cars seems somewhat short sighted approach, surely the costs being kept down for NHS was the initial argument.. hence highest MPG, best RV of vehicle, lowest road tax etc so basically anything eco from Audi, BM or VW.
I admire your principles and if we didn't live in a free market economy and your ideas had been put in place years ago, perhaps we would still have British manufacturers, perhaps even Rover... But we don't. Again it's down to quality now. I don't advocate for overpriced lifestyle products that are there to be thrown away a year later, but I do argue for sensible free choice for the best performing product. Especially when it's use is for the good of the public and costs the NHS as little as possible.
|
Have you noticed, indeed has anyone noticed, that the UK people are the only ones in the world who won't support their home market by buying their own products whenever possible?
Germans buy a bigger % of German cars than anyone, Yanks buy more US-built cars than anyone as do all the other nations with a car industry of any sort, ie France, Italy, Spain, Japan, Korea and now of course China.
Please explain why the term "free market" has such a different meaning in the UK to anywhere else on earth? Patriotism isn't a dirty word anywhere else but here.
Edited by RT on 24/12/2011 at 20:44
|
Have you noticed, indeed has anyone noticed, that the UK people are the only ones in the world who won't support their home market by buying their own products whenever possible?
Because by and large we dont care wheres its made or who by, so long as its cheap and wont break.
Germans buy a bigger % of German cars than anyone, Yanks buy more US-built cars than anyone as do all the other nations with a car industry of any sort, ie France, Italy, Spain, Japan, Korea and now of course China.
When you take pickup trucks out of the equation (F-150 and Silverado occupy the top two vehicle sales positions in the US) you'll find Americans buy lots of Japanese and German cars as well. You've answered your own question really in that Britain doesnt have a car industry and when we did it was pretty poor.
Patriotism isn't a dirty word anywhere else but here.
Correct but by the same token who would spend money on rubbish purely because its made in Britain when for the same money you could get better quality from abroad? 'Supporting the home market' may be culturally important in other countries but here all we want is cheap and reliable. Saying somethings 'Made in England' is just a nice way of saying its going to fall apart and seeing as the only car industry we do have is bankrolled by foreign firms keeping British people in employment im not sure what you're asking us to do, all buy a Noble?
You seem to think that by not buying the British option wherever possible that we're somehow anti-British. I drive an S-Type by the way, British name but i know most of its American.
|
|
Since it's taxpayers' money that funds the public sector, it's very proper that the element spent on public sector motoring is used for the benefit of the UK economy.
As I read the OP this isn't a simple company car/lease scheme but involves salary sacrifice. The employee accepts a reduction in their salary and gets the car in exchange.
Too many conditions and the employee says 'sod this' and claims mileage for their own car.
|
Totally agree, and when Trusts were tied in to certain brands, the costs I saw were considerably more, the lack of competition probably didn't help keep prices low... I certainly was not interested in a scheme that cost twice as much as it does now and dictated I had one of 5 cars...
I spite of all this I would love to see some British manufactured cars really being competitive... BM are now sharing diesel engine tech with Toyota in exchange for battery technology, so may be some of their cars will come out as competitive and uptake will increase. But that is the responsibility of the car industry not public sector workers, especially when they have to pay a good chunk of their wages (some of us after tax as well) for the car.
Hope you are all having a lovely xmas
|
Hi
I am a community midwife for the last 16 years i have had 3 previous lease cars and am in my last year of my fourth.I also have experience of using my own car at work and would definately recommend lease car scheme. I work in the very rural area of Cumbria where the roads are poor at the best of times and if you use your own car end up forking out for all the increased wear and tear as well as the deprecation etc.
I have had one Ford KA which was cheap and cheerful and then since had Mini's.They are fast (useful for the rapid homebirths!) and very handy.No doubt the eco warriors have their head in their hands at this point and wish i would get on my bike but doing in excess of 80 miles most days is not cost effective on my hourly rate.
My mini is very reasonable and many of the distict nurses also have minis.I have added extras which put the cost up but not unduly.I do very well because i have a high work mileage and low private as my husband has a car .The scheme actually saves the trust money as it would have to pay a higher rate if i used my own car and it has a ceiling limit and will only contibute so much towards my car so no tax payers are hurt in the making of this deal!
I find it somewhat upsetting that people think we are trying to profit from such a system when we are just doing our job.We are not a charity and some of us have given well beyond the call of duty at some very unholy hours of the night in hideous driving conditions to deliver babies in the back of beyond.If the Eco Warrior would like to experience the day and night of the community midwife and see why we need a works car feel free to join me.
As for the debate of choosing a UK car as far as im concerned i should be able to choose whatever i like if im contributing to it.
Edited by Avant on 02/01/2012 at 23:14
|
Welcome to the forum, Chantal. I've put in some paragraphs so that people can read your Interesting post without losing the will to live!
I hope we'd all agree that what - being old-fashioned - I still call the district nurse service does a wonderful job, and is particularly vital to the community in areas like yours. Give the mileage you do, you may as well enjoy it, so a Mini is an ideal choice - and a nice link with the district nurses of my childhood in the 1950s and 60s when most of them drove Morris Minors, also made in Cowley. A Minor - equipped with the famous SU carburettor - was far more likely to start first time on a cold wet night than the equivalent Ford or Vauxhall.
Edited by Avant on 02/01/2012 at 23:26
|
Hi
Well talk about putting me off this scheme its gone from one extreme to another since reading the first original post.
I was going to consider this scheme but alot of thought needs to be taken into account. I feel that if you want peace of mind and don't wont to worry about maintaining a car then this is ideal. Financially you should be prepared for extras that may occur pregnancy, leaving job etc as you a bound by the contract so it's important to read the small print.
I was going to give up my old car to get a new one which would be on the never never but will it be worth it to payout of a 5 year term when the car will depreciate. Again food for thought and to weigh up the pros and cons. If the cost is reasonable and your not fussy about the car then it's worthwhile I think.
All these posting as simply confused the situation from the original first question which was simply asking is it a good deal or not.
|
Hi, I've just joined the forum, although im not part of the NHS, my FRS (Fire and Rescue) are looking at introducing the Salary Sacrifice Car scheme. But at this time its all gone quiet...again!! Can anyone point me to where you can see what Vehicles are available, and the typical monthly prices?.
|
One piece of advice to anyone thinking of joining the NHS salary Sacrifice car scheme is to take there quoted delivery times with a pinch of salt, there simply not true. I ordered a car nearly 3 months ago and was told 3 weeks delivery if I ordered a golf. I’m still waiting despite promises that it would soon be with me. I cant help thinking that if the company didn’t have a monopoly with regard to the NHS, they would provide a much better service.
I’m not alone in this; a colleague ordered a car in November 2011 and waited until April this year, not what I would call a fleet solution. Its worth bearing in mind if like me you need a car quickly
|
Hi I wonder if I may ask if your personal tax code is significantly lower than it should be for your lease car?
I have had a Lease car via NHS since 2006 and pay £350 monthly inc VAT and handling fee. In June 2010 I changed Trusts and then in May 2011 my tax code dropped dramatically. When I questioned this I was told it was because of my company car! I have been sent 'round the houses' trying to get some answers to this from salary and wages department to HMRC back to salary to lease car company (Derwent) back to salary , back to HMRC and so on you get the picture I am sure?
So....since last year I have been sent several P11d's all of them have something different on them but I am still not getting anywhere....everyone seems to think it is a different department that deals with the query.
Salary and wages have now sent a letter to HMRC saying I have a lease car not a company car but have also resent a P11d on this one it states that the cash equivalent of car would be region of £2000 (not exact fig quoted) per annum and that my car is not available for 89 days of the year. i have never been offered a cash equivalent and my car is available to me everyday that's why I pay £350 a month.
For those of you interested it is a mini cooper D but my private milaeage is high as I travel 90 miles daily to my base and then I work rurally as a nurse and get 11p per mile for that priviledge.
All I question is why now after 6 years I am I suddenly being taxed from 747L (I think) to 547L ?
Thank you to any genuine answers and to those of you who think it is a perk...it is not....like Chantalk I cannot do this job on a bike as I average 130 miles daily or more
|
|
|
|
|
|